Celebrating Freedom

average debt by age chart

Every year, our nation celebrates its independence on July 4th. The holiday marks a turning point in our nation’s history, when we declared we are no longer bound to the governance of England.

Today, that independence extends beyond the rule of another country. As Americans, we pride ourselves as being a country where we are free. We celebrate and protect freedom of speech, freedom of religion, freedom of the press, etc. The irony is many Americans share a similar burden: they aren’t financially free!

Freedom means having the power or right to act, speak or think as one wants without hindrance or restraints. Freedom gives us the ability to choose. Many of us are extremely limited in what we can choose in our lives because of our finances (or lack thereof). Our financial constraints limit our ability to eat healthy, eat out, vacation, take time off of work, move, etc. Not only do we have to keep up with our current expenses, but the majority of Americans carry debt which severely impacts freedom! According to the New York Fed, the household debt in the US is over $13.2 trillion, surpassing the previous record set in 2008 by over $500 billion.

If you are not currently experiencing financial freedom and would like to get to that place, I am here to help. I love coming aside people when they say “enough” and start making choices to get their finances under their control, rather than being under the control of their finances. If that sounds like something you need, schedule a free appointment to meet with me here. Happy 4th, friends! Hope you’re enjoying celebrating and experiencing freedom.