No, you do not need to pay for the first meeting or phone call. The initial consultation is a “get to know you” session, allowing us to understand your financial pain points better, and is free of charge.
I have been in the financial services industry since 2007.
We do work with clients across the US. If you are local, we would love to meet you in person!
No, there is no minimum asset level to work with us.
A CERTIFIED FINANCIAL PLANNER™ professional (or CFP®) holds the "gold standard" designation for financial planning advice. The CFP® designation tests for COMPETENCY and ETHICS in financial planning. Candidates must undergo specific education, experience, and testing requirements covering Investments, Insurance, Retirement, Taxes, Estate Planning, etc. You can read more about the CFP® designation here: https://www.letsmakeaplan.org/how-to-choose-a-planner/why-choose-a-cfp-professional
Unfortunately, the word “fiduciary” has become a bit of a marketing buzzword as anyone can call themselves a fiduciary without anyone holding them to that standard. As an RIA (Registered Investment Advisor), we have a fiduciary duty to put the client's best interests first. Additionally, we have signed fiduciary oaths with NAPFA and XY Planning Network.
We are a fee-only financial planning firm, meaning our sole revenue source comes from fees our clients pay us. We do not receive any kickbacks, commissions, or other compensation from any party other than our paying clients. This is an effort to minimize conflicts of interest.